Independent living and assisted living for seniors in Toronto provides something for everyone. There are over 100 senior home facilities in Toronto, Ontario.
Independent living and assisted living are available throughout the City of Toronto and the surrounding area.
ECDOL Canada provides an extensive directory of assisted living, senior housing, seniors retirement communities, and independent living in the GTA.
Retirement living for seniors can come with excellent amenities to ensure comfort. Extensive health services are often associated with long-term care homes or assisted living. Overall, the cost of senior living in Toronto varies, and there are affordable options to consider.
List of Senior Living Facilities in Toronto, Ontario
Independent Living and Retirement Communities in Toronto
Independent senior living in Toronto provides care-free housing for retirees or semi-retirees. Local real estate agents can help you find one that meets your needs. There are over 70 independent living options in the city.
These residential developments are designed to attract adults of common interest who want to maintain an active lifestyle, and do not require assisted living care.
Adult lifestyle communities may offer:
- Homes with extra-large master bedrooms, walk-in closets, and en-suite bathrooms
- Community-exclusive security patrols and/or gated systems
- Fitness facilities that feature a variety of exercise equipment
- Outdoor swimming pools and/or indoor pools and spas
- Golf courses, tennis courts, softball fields, and other recreational areas
- Community parks and/or access to exclusive beaches or waterfront areas
- Community shopping areas and restaurants (on-site or nearby)
- Libraries and places of worship (on-site or nearby)
- On-site health services
Retirement Homes in City of Toronto
In Toronto, Ontario, Retirement homes are privately owned facilities that rent private accommodations to seniors who can live with little or no outside help. There are over 250 independent living home options in the GTA. These homes do not provide 24-hour nursing care.
Why seniors choose retirement living:
- Fewer responsibilities related to home maintenance
- Homes with modern features
- Homes that are purposely designed for aging in place
- More vibrant and active social lives
- Heightened safety and security
- Easy access to fun and organized recreational activities
Within Ontario, seniors are protected by the Retirement Homes Act. The Retirement Homes Regulatory Authority regulates all retirement homes in the province. To live in a retirement home, you must be able to pay for your care and living costs.
Assisted Living for Seniors
In Toronto, assisted living provides much more care than independent senior living, including help with most or all daily activities and access to 24-hour nursing and personal care. There are ten supportive living homes directly operated by the City of Toronto. Overall, there are over 70 facilities providing assisted living within the GTA.
Many other homes available in the city and surrounding area are operated by not-for-profit and private operators.
These homes are regulated and funded by the provincial government. Licenses for long-term care are issued to non-for-profit homes and for-profit companies.
Accommodation charges are the same at all homes. Yet fees for optional services vary. Long-term care provides the following services and facilities:
- Individual care plans and access to 24-hour nursing and personal care.
- Help with activities of daily living, meals, and medical services.
- Access to health professionals.
- Social and recreational programs.
- Furnished living spaces.
- Medical or clinical supplies.
Residents must pay for accommodation charges such as room and board. The Ontario government pays for personal and nursing care.
Senior Housing Services Specific to the City of Toronto
The following services are available to seniors living in the City of Toronto:
- Rent-Geared-to-Income or subsidized housing is a housing subsidy or benefits offered by the City of Toronto.
- Market rent seniors housing is senior-specific housing at a market rent (not subsidized), with over 40 housing providers.
- Supportive housing for seniors provides on-site personal support services in designated residential buildings. The city offers supportive housing services for seniors in nine buildings.
For more information, the Toronto Seniors Helpline (416-217-2077) or 211 can also help seniors discuss housing options.
The Cost of Senior Living in Toronto
The average cost of a one-bedroom rental unit in Toronto as of 2022 is $2,044 per month. Overall, this has been a 12.68% year-over-year increase.
The average cost of a two-bedroom is $2,778, representing a 15.13% year-over-year increase.
Seniors in the City of Toronto can access Rent-Geared-to-Income or subsidized housing, which is a subsidy offered by the city.
As of 2019, long-term care home costs in Ontario are as follows:
- Long-stay Basic is $62.18 per day and $1,891.31 per month.
- Long-stay Semi-private is $74.96 (Basic plus a maximum of $12.78) per day and $2,280.04 per month.
- Long-stay Private is $88.82 (Basic plus a maximum of $26.64) per day and $2,701.61 per month.
- Short-stay is $40.24 per day.
If you don't have enough income to pay for the basic room, you may be eligible for a subsidy through the Long-Term Care Home Rate Reduction Program.
Retirement homes in the City of Toronto average between $4,000 and $6,000 per month, depending on many factors. Yet, small, independently owned homes tend to be more affordable.
Statistics on Aging Adults in Toronto
The Greater Toronto Area has a population of 6.4 million, with over half of the city's population born outside of Canada.
- Seniors make up 15% of Toronto's population.
- Adults aged 65+ make up 15.6 percent of Toronto's population
- This number is expected to grow to 21.2 percent by 2041.
- As of 2016, 426,945 seniors call Toronto home.
- That total represents a 13.1 percent increase from 2011 and a 33.5 percent jump from 1996.
- Those aged 85 and older made up 15.5 percent of Toronto's senior population.